Breaking up: the practical side Just the logistics: joint accounts, shared access, subscriptions, housing and belongings. No advice on how to feel about it — just the practical order of things. [ ] Sort out the lease or mortgage Who stays, who needs to be formally removed from the agreement, and by when — notify the landlord or bank in writing. [ ] Agree a moving-out date in writing Even informally, by text — a concrete date closes the uncertainty better than an open-ended 'sometime soon'. [ ] Split joint accounts and subscriptions Close or convert joint bank accounts, remove each other as authorized card users, cancel shared subscriptions. [ ] Update beneficiary designations Life insurance, retirement accounts — if they were named there, it's easy to forget and costly to notice too late. [ ] Change passwords everywhere the other person had access Email, cloud photos, banking, smart-home devices — go through the whole list, not just the obvious ones. [ ] Remove shared device and location access Smart lock codes, cameras, location sharing, shared calendars — check everything they had access to during the relationship. [ ] Sort out shared purchases and debts Who keeps what, who pays off what — get the agreement in writing, even just a text or email trail, for both your protection. [ ] Agree how to divide belongings before moving day Decided in advance, not mid-move when half the boxes are already packed and decisions get made in the heat of the moment. [ ] Put a shared pet agreement in writing Including any understanding about visits, if that's the plan — specifics head off disputes later. [ ] Update your emergency contact info Work, doctor, gym, insurance — anywhere they were listed as your contact. [ ] Update your address if you're the one moving Bank, work, subscriptions, voter/residency registration — the same list as any regular move. [ ] Cancel or transfer joint memberships Gym membership, a family streaming plan, an insurance policy — don't leave them on autopilot renewal. [ ] Put a parenting arrangement in writing if you have kids together Even informally at first — formalize it sooner rather than later if this isn't temporary. [ ] Consider whether legal advice is needed Joint property, kids, or a marriage usually warrant at least one consultation, even in a fully amicable split. [ ] Update your will and power of attorney if they were named there Easy to overlook if the document was drawn up a while ago — check it now. [ ] Tell mutual close contacts what they need to know practically Landlord, close friends, family — at your own pace and level of detail, with no obligation to explain more than you want to. [ ] Check joint travel bookings and tickets A trip, event tickets, reservations for two — cancel or reassign before deposits are lost for good. [ ] Keep records of any financial agreements made during the split Screenshots, emails — protects both of you if a disagreement over money comes up later. Checklist from Unload: https://unloads.me/c/breakup-logistics