Moving in together
Not the logistics of the move itself, but merging two households: money, whose name is on the lease, duplicate belongings, and the conversations easier to have before than after.

[ ] Talk through money before the boxes arrive
    Who pays for what, a joint account or split-by-app, how to handle unequal incomes — settled in advance, not argued out over the first disputed bill.
[ ] Put both names on the lease or mortgage
    If only one name is on the paperwork, only that person has legal standing to the home if things don't work out.
[ ] Check whether the lease allows a second occupant
    Some leases require notifying the landlord or reissuing the agreement when someone moves in — check before the move, not after a neighbor complains.
[ ] Agree on a household task split
    Cleaning, paying bills, calling the plumber — decide it deliberately, or it'll settle on its own and not always fairly.
[ ] Update home or renters insurance
    A policy is often sized for one person's belongings — tell the insurer about the second adult and their things.
[ ] Sort the duplicates question before moving day
    Two toasters, two sofas — decide what's kept, sold, or goes to storage ahead of time, not mid-move when decisions get rushed.
[ ] Update your address everywhere it matters
    Bank, work, doctor, subscriptions, delivery apps — the list is longer than it seems; write it once and work through it.
[ ] Audit subscriptions and utility accounts
    Streaming, delivery, insurance — check you're not both paying for the same thing under separate accounts.
[ ] Set up a shared calendar for bill due-dates
    So nothing quietly lapses because each of you assumed the other was paying it.
[ ] Discuss guest and overnight-guest expectations
    An unspoken assumption here is a common source of friction. One conversation now beats a string of small resentments later.
[ ] Discuss pets: whose, house rules, vet of record
    And a plan for when one of you travels — who feeds and walks them.
[ ] Name each person's non-negotiables for the shared space
    A door that closes, quiet hours, a baseline cleanliness standard — naming it directly cuts future friction more than it seems like it would.
[ ] Agree how you'll split move costs and new furniture spending
    Before receipts start piling up — easier to split fairly than to untangle after the fact when it feels lopsided.
[ ] Handle the physical move's own logistics separately if it's cross-city
    This list is about merging households, not packing boxes — use a separate moving checklist for the physical move itself.
[ ] Keep some individual savings going in
    A small emergency fund only you control is a healthy habit, not a sign of distrust in the relationship.
[ ] Put a first-month check-in conversation on the calendar
    Small friction is normal, and it's easier to fix early than to let it build up in silence.
[ ] Set up mail forwarding for the person moving in
    Especially important for bank and official mail during the transition period.
[ ] Agree what happens to shared purchases if you split up later
    An awkward conversation now beats a much worse one later — worth having for any major joint purchase from the start.

Checklist from Unload: https://unloads.me/c/moving-in-together