Writing a will: the basics What to gather and decide before seeing a lawyer or notary: assets, an executor, a guardian for the kids, and where to keep it. Not legal advice — preparation for getting it. [ ] List everything worth accounting for Property, accounts, investments, the car, valuables, and digital assets (crypto, domains, accounts holding real money) — the digital ones get forgotten precisely because they're not physical. [ ] List debts and outstanding obligations too A will deals with the whole estate, not just the assets — an unlisted debt becomes a problem for whoever inherits. [ ] Decide on your executor Someone organized and willing — and ask them BEFORE naming them. It's a real job with paperwork and deadlines, not just an honorary title. [ ] Name a backup executor In case the first one can't serve when the time actually comes. [ ] Name a legal guardian for minor children And talk to that person first — for many parents, this single item is the reason they finally get a will done. [ ] Consider a trust or staged inheritance instead of a lump sum at 18 If a full lump sum at 18 isn't what you want, ask a lawyer about trust or age-staged options. [ ] Decide specific bequests versus a general split The more specifically it's spelled out who gets what, the less room there is for disputes between heirs. [ ] Check beneficiary designations on accounts and policies In most places, joint accounts and named beneficiaries on insurance or retirement accounts pass automatically and override the will — update those separately. [ ] Check what makes a will legally valid where you live Witnesses, notarization, whether a handwritten will counts — rules vary a lot, verify the current requirements rather than trusting a generic template. [ ] Decide whether to use a lawyer, notary, or will-writing service Property abroad, a blended family, business ownership — complexity usually tips the choice toward a lawyer rather than a generic template. [ ] Ask about a separate will if you own assets in more than one country Conflicting wills across jurisdictions can invalidate each other — ask a lawyer familiar with both countries involved. [ ] Note funeral wishes in a separate, faster-to-find document The will itself may not be read until after the funeral — keep ceremony preferences somewhere that gets found faster. [ ] Store the signed original somewhere safe And tell your executor exactly where — a perfect will nobody can find is as good as no will at all. [ ] Tell a second trusted person where it is Not just the executor — in case something happens to them too, or they're unreachable when it matters. [ ] Set a reminder to review the will after major life events Marriage, divorce, a new child, a major asset change, moving country — each is a trigger to check it's still accurate. [ ] Check how divorce or remarriage affects an existing will In several jurisdictions it automatically voids part of the will — check the local rule and update the document promptly. [ ] Note care wishes for pets if you have them Who's agreed to take them — in most legal systems a pet is property, not an heir, and needs its own explicit line. [ ] Consider a power of attorney and healthcare directive alongside the will A different document, but the same logic: have it ready before you need it, not drafted in the middle of a crisis. [ ] Talk to family about the broad shape of your decisions Disputes usually come from surprise, not from the decisions themselves — talking about it in advance defuses most of the future tension. Checklist from Unload: https://unloads.me/c/writing-a-will